Why they refuse to pay

• A storm started a neighbor's trampoline in a Redditor -Hof and caused thousands of dollars damage

• The neighbor refused to pay, argued that it was an “act of God” and suggested that the Redditor submitted an insurance claim instead

• The homeowner, a lawyer, pushed back, which led to threatening legal steps

An anonymous poster turned to Reddit to get advice after the trampoline of a neighbor caused its property during a storm during a storm.

The drama developed at 5 p.m. when the man received text messages from his “big neighbor from the next door, who said that a trampoline flew in a storm and damaged our fence/our barn behind our house”.

After checking security material, the poster discovered that the trampoline in the air comes from the neighbors on the other side of the street (known as NAS). Although they were not friends with their neighbors, there were no previous problems.

The man rated the damage and found that “fence was destroyed, almost flat was beaten”. However, it was not just the fence that needed repairs. “The trampoline hit the barn so hard that it affected the metal walls and broke two panels on the garage door,” said the man in the post.

They estimated the repair costs at $ 5,000 and $ 10,000, since “the fence was the decorative aluminum to be like wrought iron, and the damaged section was 4-5 panels and cost us about 4 grand years ago.” The barn, which was only two years old, also suffered considerable damage.

While the poster examined the destruction, her neighbor arrived. “When I examined the damage, the husband NAS went up the entrance. He didn't seem to be concerned and more annoying than anything else,” she continued.

The two went together the property to evaluate the situation, and the neighbor asked: “What would you like to do about the damage?” The poster, which further processes the situation, replied: “Well, her trampoline has caused the damage, you are responsible.”

Instead of taking responsibility, the neighbor suggested that the homeowner submit a claim with his own insurance. “NAS said:” Well, everything is harm for your property. You should carry out all of the damage from your insurance company. “I was shocked again and incredulously about the boldness of this person.”

In view of her legal background, the poster knew that this was not the right procedure. “I told him that I am a lawyer (I am actually in my state). Your failure to secure the trampoline let it fly into my garden and destroy my fence and my barn damaged. I do not apply for my insurance (I don't want my premium to be increased).”

Despite the explanation of the poster, the neighbor was not to be cooperated and said: “Well, I do not pay any cash and no claim against my insurance. This was an act of God.”

The homeowner, unimpressed, reminded the neighbors of the legal reality. “I said to him: 'Okay, I'm sorry that you see it. My company is suing around 200 cases a week. The lawsuit another next week will not be difficult.' “”

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This statement seemed to change the tone of the neighbor. “Then NAS agreed to draw his homeowners' attention and exchanged his phone number with me.” The poster later consulted colleagues and mentors who suggested that NAS probably did not want to tell his insurer that he had a trampoline, which could increase the insurance costs due to the risk of liability claims.

“Several colleagues and my mentor said that he probably never put the trampoline on his insurance, and a trampoline that has not been reported can lead to a cancellation of the NAS home owner insurance,” they said.

Since turning to Reddit, many users have faced the poster on the poster side of the poster and claims to claim the “act of God”, which normally do not apply if negligence is involved, e.g.

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